online resource for auto, truck or motorcycle insurance.
TERMS OF SERVICE POLICY
Agreement sets forth the Standard Terms and Conditions that apply
to use of dirtcheapquotes.com, CGM Internet Group
USE OF THE CGM SERVICES INDICATES YOUR AGREEMENT TO BE BOUND BY
THESE TERMS OF SERVICE.
Terms of Service form independent agreements between User and CGM.
The Parties shall be liable to the other for any breach of
these Terms of Service, and User agrees that User’s sole
recourse in case of such breach shall be against the breaching
agree to familiarize yourself with the Terms of Service, and abide
by them if you choose to use the sites, or accept the services or
benefits, to which such terms apply.
agree to abide by all applicable local, state, national and
international laws and regulations regarding your use of our
are responsible for the contents of your messages and the
consequences of any such messages.
You agree that you will not use CGM for chain letters, junk
mail, “spamming”, solicitations (commercial or noncommercial)
or any use of distribution lists to any person who has not given
specific permission to be included in such a process. You further
agree not to use CGM to send any messages or material that are
unlawful, harassing, libelous, abusive, threatening, harmful,
vulgar, obscene or otherwise constitute a criminal offense, give
rise to civil liability or otherwise objectionable material of any
kind or nature or that encourages conduct that could constitute a
criminal offense, give rise to civil liability or otherwise
violate any applicable local, state, national or international law
or regulation. CGM
reserves the right to terminate User’s account if it becomes
aware and determines, in its sole discretion, that User is
violating any of the foregoing guidelines.
links on the CGM Web Site may let you leave the CGM Web Site.
You acknowledge that the linked sites are not under the
control of CGM and CGM is not responsible for the contents or
operation of any linked site or any link contained in a linked
site, or any changes or any updates of such sites.
CGM is not responsible for web casting or any other form of
transmission received from any linked site.
CGM is providing these links to you only as a convenience,
and the inclusion of any link does not imply endorsement by CGM of
the linked site or any association with their operators.
is not an insurance company, broker, consultant or advisor.
The information on this site is for general informational
purposes only and is not intended to alter or replace an insurance
information is not intended to fully set out your rights and
obligations or the rights and obligations of the insurance
company. If you have
questions about your insurance, you should consult your insurance
agent, the insurance company, or the language of the insurance
CGM will assist users in locating companies which are in the
insurance business, but CGM is not involved in the actual
transaction between users and insurance companies.
As a result, CGM has no control over the quality or
legality of the services advertised, or the truth or accuracy of
the quotes. CGM
encourages users to exercise proper due diligence before doing
business with any insurance company.
In the event that you have a dispute with one or more
insurance company, you release CGM (and our officers, directors,
agents, subsidiaries and employees) from claims, demands and
damages (actual and consequential) of every kind and nature, known
and unknown, suspected and unsuspected, disclosed and undisclosed,
arising out of or in any way connected with such disputes.
OR PROHIBITED USE
a condition of your use of the CGM Web Site you warrant to CGM
that you will not use the CGM Web Site for any unlawful purpose.
GRANTED TO CGM
posting messages, uploading files, inputting data, submitting any
feedback or suggestions, or engaging in any other form of
communication with or through the CGM Web Site, you warrant and
represent that you own or otherwise control the rights necessary
to do so and to grant CGM the licenses set forth below.
You hereby grant CGM and its affiliated companies
Use, modify, copy, distribute, transmit, publicly display,
publicly perform, reproduce, publish, sub-license, create derivative
works from, transfer, or sell any such communication.
Sub-license to third parties the unrestricted right to
exercise any of the foregoing rights granted with respect to the
Publish your name in connection with any such communication.
foregoing grants shall include the right to exploit any intellectual
property or proprietary rights in such communication, including but
not limited to rights under copyright, trademark, service mark, or
patent laws under any relevant jurisdiction.
No compensation will be paid or due you with respect to
CGM’s or its sub- licensee’s use of the materials contained
within such communication. CGM
is under no obligation to post or use any materials you may provide,
and may remove such materials at any time in CGM’s sole
OF THE PARTIES
contained in this Agreement shall be construed as creating any
agency, legal representative, partnership, or other form of joint
enterprise between the parties.
Neither party shall have authority to contract for or bind
the other in any manner whatsoever.
OF WARRANTIES/LIMITATION OF LIABILITY
CGM SERVICE PROVIDED IS PROVIDED ON AN “AS IS”, “AS
AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR
IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR
EXPRESSLY DISCLAIMS ANY REPRESENTATION OR WARRANTY THAT THE CGM
SERVICE WILL BE ERROR-FREE, TIMELY, SECURE OR UNINTERRUPTED.
NO ORAL ADVICE OR WRITTEN INFORMATION GIVEN BY CGM, ITS
EMPLOYEES, LICENSORS OR AGENTS WILL CREATE A WARRANTY; NOR MAY YOU
RELY ON ANY SUCH INFORMATION OR ADVICE.
NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, WILL CGM, OR ITS AFFILIATES
BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR
CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF OR INABILITY TO
USE THE CGM SERVICE, INCLUDING BUT NOT LIMITED TO RELIANCE ON ANY
INFORMATION OBTAINED ON THE CGM SERVICE; OR THAT RESULT FROM
MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR E-MAIL,
LOSS OF OR DAMAGE TO DATA, ERRORS, DEFECTS, VIRUSES, DELAYS IN
OPERATION, OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER
OR NOT LIMITED TO ACTS OF GOD, COMMUNICATION FAILURE, THEFT,
DESTRUCTION OR UNAUTHORIZED ACCESS TO CGM RECORDS, PROGRAMS OR
SERVICES. THE USER
HEREBY ACKNOWLEDGES THAT THIS PROVISION WILL APPLY WHETHER OR NOT
CGM IS GIVEN NOTICE OF THE POSSIBILITY OF SUCH DAMAGES AND THAT THIS
PROVISION WILL APPLY TO ALL CONTENT, MERCHANDISE OR SERVICES
AVAILABLE FROM CGM AND ITS AFFILIATES.
LIABILITY, AND THE LIABILITY OF OUR SUPPLIERS, TO YOU OR ANY THIRD
PARTIES IN ANY CIRCUMSTANCE IS LIMITED TO ONE HUNDRED ($100)
TERMS OF THIS SECTION SHALL SURVIVE THE TERMINATION OF THIS
AGREEMENT FOR WHATEVER REASON.
contents of the CGM Web Site are proprietary to CGM, and/or its
suppliers and are protected under international Copyright and
Trademark law. All
rights are reserved. CGM reserves any rights not expressly granted
and/or third parties may, from time to time, send e-mail messages to
Users containing advertisements, promotions, etc. CGM does not make
any representation or warranty with respect to the content of any
such e-mail messages or any goods or services which may be obtained
from such third parties, and User agrees that CGM shall not have any
liability with respect thereto.
law shall govern this Agreement, and any dispute arising from the
relationship between the parties to this Agreement, excluding any
laws that direct the application of another jurisdiction’s laws.
In any litigation, arbitration, or other proceeding by which
one party either seeks to enforce its rights under this Agreement
(whether in contract, tort, or both) or seeks a declaration of any
rights or obligations under this Agreement, the prevailing party
shall be awarded its reasonable attorney fees, and cost and expenses
incurred, subject to the Limitation of Liabilities clause. The
parties consent to the exclusive jurisdiction and venue of the
courts of the State of Virginia or to any Federal Court located
within the State of Virginia.
legal controversy or legal claim arising out of or relating to this
Agreement or our services shall be settled by binding arbitration
before the American Arbitration Association.
Any such controversy or claim shall be arbitrated on an
individual basis, and shall not be consolidated in any arbitration
with any claim or controversy of any other party.
The arbitration shall be conducted in Virginia, as the
parties to this agreement agree to be governed by the laws of
Virginia. Either party
may seek any interim or preliminary relief from a court of competent
jurisdiction in Virginia necessary to protect the rights or property
of party pending the completion of arbitration.
The prevailing party from arbitration shall be entitled to
reasonable attorney’s fees, which shall be set forth by the
arbitrator(s). Judgment upon the award rendered may be entered in any court
in the state of Virginia with jurisdiction.
The decision of the arbitrator shall be final and binding on
the parties. The parties shall bear equally all fees, costs and
expenses of the arbitration, and each party shall bear its own legal
expenses, attorneys fees, and costs of all experts and witnesses,
provided, however, the arbitration panel may apportion between the
parties, as said arbitrator may deem equitable, the cost incurred by
either party file an action contrary to this provision, the other
party may recover attorneys’ fees and costs up to one thousand
If any provisions of this Agreement shall be
held to be invalid or unenforceable for any reason, the remaining
provisions shall continue to be valid and enforceable. If a court
finds that any provision of this Agreement is invalid or
unenforceable, but that by limiting such provision it would become
valid or enforceable, then such provision shall be deemed to be
written, construed, and enforced as so limited.
terms of this Agreement apply to those obligations that survive any
cancellation, termination, or rescission, namely
- confidentiality/non-disclosure, warranty, indemnification,
liability and limits thereon, rights and obligations upon and
following termination and assignment.
agree to defend, indemnify and hold harmless CGM against any and all
claims, losses, liability costs and expenses (including but not
limited to reasonable attorneys’ fees) arising from your violation
of these Terms and Conditions or any third-party’s rights,
(including, without limitation, infringement of any copyright
trademark, service mark, trade secrets, right of privacy or
publicity or any other third party right). The terms of this section
shall survive the termination of your relationship with CGM.
are for reference purposes only and in no way define, limit,
construe or describe the scope or extent of such action.
the event of a merger or consolidation of CGM, the surviving or new
corporation and any subsidiaries are similarly subject to the rights
and obligations of this Agreement.
otherwise specified herein, this Agreement constitutes the complete
and exclusive statement of the Agreement between the parties
regarding the products and services provided hereunder, and
supercedes any prior Agreements between the parties with respect
reserves the right to modify this policy at any time and without
advance notice, effective upon making the modified provisions
available on the CGM Web Site.
You are responsible for regularly reviewing these documents. Continued use of the CGM Web Site after any such changes
shall constitute your consent to such changes. CGM does not and will
not assume any obligation to notify you of any changes to the Terms