online resource for auto, truck or motorcycle insurance.
insurance companies for a variety of premium discounts for their
customers for safety equipment on your auto or for "good
driver" habits. Below we have detailed a few of these:
Brakes (ABS)- Anti-lock braking systems can often help prevent the
loss of control of your auto or truck in sudden braking
Devices- There are many of devices on the market designed to
protect your auto from theft. Many insurance companies will
only offer you a discount on your policy if you have an active or
passive disabling alarm system or alarm-only system. Check
with your insurer for the specific types they will award discounts
for. Check out the article, The
Car Thief's Nightmare: Auto Alarms and other Anti-Theft Devices.
Systems- These are air
bags, dual air bags, and seat belts.
All of these are now common in most late-model vehicles.
Having all three may qualify you for the highest level of discount,
depending on your insurer.
Driver- As a general rule, a good driver has: a license for
more than 3 years in the U.S., and not more than 2 violation points
on your driving record for either an accident and/or chargeable
accident, or moving violation. Also no DWI, DUI, manslaughter,
or gross negligence in an accident with the past 7 years.
Training- ordinarily for teenage drivers who have successfully
completed a training course from a certified school or instructor.
Student Discount- ordinarily awarded to teenagers with a
"B" average or better.
Prevention Course- If you have a certificate of completion,
many insurance companies will offer discounts for approved accident
Discount- having your auto and homeowners insurance with the
same company frequently entitles you to a discount.
on the website.....Have you ever gone car shopping, and wondered,
"which of these cars are going to cost me a lot, or not much in
insurance?" Read our article, Cheapest
Vehicles to Insure...and the Most Expensive
definitions are for general informational purposes only and are not
intended to alter or replace the insurance policy. Additionally,
this information is not intended to fully set out your rights and
obligations or the rights and obligations of the insurance company.
If you have questions about your insurance, you should consult your
insurance agent, the insurance company, or the language of the
insurance policy. Policies, terms, and laws vary from state to